Amid the strong emergence of the Tay Ninh real estate market, An Huy Mỹ Việt asserts its pioneering position through a sustainable development strategy, focusing on real value and long-term benefits for customers.
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Bank interest rates today, August 18th: A series of banks adjust interest rates.
Bank interest rates today, August 18th: A series of banks adjust deposit interest rates downwards. A summary of the latest savings interest rates from over 30 banks.
Top banks with the highest interest rates currently. Graphics created using AI.
VCBNeo has just reinstated online deposit interest rates for terms of 6-60 months to 7% per annum. Specifically, interest rates for terms of 6-11 months decreased by 0.5 percentage points, while those for 12-60 months decreased by 0.8 percentage points.
At the counter, VCBNeo reduced the interest rate on its "Van Phat Loc" deposit product by 0.1 percentage point, bringing the rate for 12-60 month terms down to 6.9%/year. The rates for other terms remained unchanged at 4.75%/year for 1-5 month terms and 6.5%/year for 6-11 month terms. This is also the interest rate schedule applied to flexible savings deposit products.
LPBank also reduced deposit interest rates across all maturities. For online deposits with interest paid at maturity, the 1-month rate decreased by 0.3 percentage points to 4.4%/year; the 2-month rate decreased by 0.1 percentage point to 4.6%/year; and the 3-5 month rate decreased by 0.1 percentage point to 4.65%/year.
Interest rates for 6-month terms decreased by 0.1 percentage point to 7%/year; 7-11 month terms decreased by 0.2 percentage points to 6.9%/year; and 13-18 month terms decreased by 0.1 percentage point to 7.15%/year. The 12, 24, and 25-month terms all decreased by 0.1 percentage point to 7.2%/year, which is currently the highest rate at LPBank. The 36-month term decreased by 0.1 percentage point to 6.1%/year; and the 48-60 month term decreased by 0.5 percentage points to 5.7%/year.
Nam A Bank has adjusted deposit interest rates downwards for some maturities. For online VND deposits with interest paid at maturity, the rates for 2-5 month maturities decreased by 0.05 percentage points to 4.7%/year; 18 months decreased by 0.1 percentage points to 6.8%/year; and 36 months decreased by 0.3 percentage points to 6.6%/year.
The remaining terms remain unchanged, including 1 month at 4.6%/year; 6 months at 6.4%/year; 7-8 months at 6.5%/year; 9-12 months at 6.6%/year; 13-17 months at 6.7%/year; and 24 months at 6.9%/year. Of these, 6.9%/year is the highest online interest rate offered by Nam A Bank.
For over-the-counter deposits, Nam A Bank maintains its interest rate schedule, with a 6-month term at 5.6%/year; 12 months at 6.2%/year; and 13-36 months at 6.3%/year. The 6.3%/year rate is also the highest interest rate available at the counter.
VPBank has updated its deposit interest rate schedule for individual customers effective August 7th, with significant reductions across many maturities. For over-the-counter deposits, the bank categorizes them into five groups: under 1 billion VND; from 1 billion VND to under 3 billion VND; from 3 billion VND to under 10 billion VND; from 10 billion VND to under 50 billion VND; and 50 billion VND or more. Deposits under 10 billion VND are subject to the same interest rate for each maturity period, while deposits of 10 billion VND or more receive slightly higher interest rates.
For deposits under 1 billion VND, interest rates decreased by 0.3 percentage points to 4.45%/year for 1-2 month terms; 0.1 percentage points to 4.65%/year for 3-5 month terms; 2.4 percentage points to 6%/year for 6-13 month terms; and 2 percentage points to 7.8% to 5.8%/year for 15-24 month terms.
For deposits of 10 billion VND or more, interest rates at the counter currently range from 4.45-6.1% per year, a significant decrease compared to last month.
On its online channel, VPBank also reduced interest rates across many maturities starting August 7th. The 8.9-9%/year rates previously applied to some large deposits are no longer available. Deposits under 10 billion VND now have interest rates of 4.75-6.2%/year; deposits of 10 billion VND or more have rates of 4.75-6.3%/year. The highest online interest rate at VPBank is currently 6.3%/year.
Compare the highest bank interest rates for a 3-month term.
Comparison of the highest bank interest rates for a 3-month term. Graphic: Created using AI.
The highest interest rate currently offered for 6-month term savings accounts at banks.
Comparison of the highest bank interest rates for a 6-month term. Graphic: Created using AI.
Which bank offers the highest interest rate for a 12-month savings deposit?
Comparison of the highest bank interest rates for a 12-month term. Graphic: Created using AI.
The highest bank interest rate is for a 24-month term.
Comparison of the highest bank interest rates for a 24-month term. Graphic: Created using AI.
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